Q1)

1. How often do you review your investments?

2. How do you decide when to sell or buy stocks?

3. Do you have a specific investment strategy?

4. Do you adjust your strategy in light of changing market conditions?

5. Are you comfortable taking risks?

6. Do you prefer short–term or long–term investments?

7. How do you react when the market is volatile?

8. What strategies do you employ to protect your investments from losses?

9. Are you willing to accept losses in order to gain higher returns?

10. Do you follow the news and research to make decisions about your investments?

Q2)

For Spontaneous Type of Investors, I would formulate an investment strategy based on diversification. The portfolio should be diversified across asset classes, sectors, and risk levels to ensure that the investor is not overly exposed to any one type of risk. I would also emphasize the importance of regular monitoring of the portfolio to ensure that any changes in market conditions are taken into account when making investment decisions. Additionally, I would include a mix of short–term and long–term investments to allow for flexibility in the event of unexpected market swings. Finally, I would emphasize the importance of understanding the risks associated with any investment and developing a plan to manage those risks.

Q3)

In Saudi Arabia, principal types of foundations are distinguished by their purpose, sources of funds, and annual spending requirements.

The General Purpose Foundation is the most common type of foundation in Saudi Arabia, and it is funded through donations from individuals and corporations. These foundations are typically focused on providing charity, educational, and health–related services to those in need. They are also required to spend a minimum of 20% of their funds in the same year they are received.

The Welfare Foundation is a type of foundation that is dedicated to addressing poverty and social welfare issues. These foundations are typically funded through donations from the government and private individuals, and they are required to spend at least 10% of their funds each year.

The Islamic Foundation is a type of foundation that focuses on religious activities and services. These foundations are typically funded through donations from individuals and corporations, and they are required to spend at least 10% of their funds each year.

The Endowment Foundation is a type of foundation that is funded through donations from individuals, corporations, and government entities. These foundations are typically focused on providing scholarships and grants to those in need. They are also required to spend at least 10% of their funds each year.

Q4)

As a portfolio manager, I would use prior investment experience in selecting an asset allocation by considering the investor’s individual risk tolerance, time horizon, and financial goals. For individual investors, I would consider their age, income, and net worth in order to determine the appropriate asset allocation. I would also look at their investment history to see if they are conservative, moderate, or aggressive investors. For institutional investors, I would consider their financial capacity, liquidity needs, and overall investment strategy. Additionally, I would take into account the organization’s risk tolerance, legal limitations, and investment goals. Ultimately, I would use all of this information to create an asset allocation that meets the investor’s goals while minimizing risk.